No Money? No Worries with our Financing Options

Surplus Furniture and Mattress Warehouse has quickly claimed its name in the furniture industry by offering incredible value for an unbelievably low, low price. Our furniture experts are constantly locating quality, brand name furnishing at rock bottom prices. We are then able to pass on these incredible savings to our customers by simply purchasing direct from the manufacturers.

Now we are able to offer all our customers the choice of 12 Month Financing or 100% Free Layaway on all purchases!


On-The-Spot Financing!

Hurry in today and make no payments or pay no interest for 12 months with our On-The-Spot Financing program. OAC. See store for details.


100% FREE Layaway Program

Hurry in today and take advantage of our incredible 100% FREE Layaway program. Simply hurry in to the store and select the items you would like to put away on a layaway and set up a convenient payment plan with the store associate. It's that easy!