100% Pre-Approved Layaway! 

No Credit Check Required! 100% Pre-Approved!
No Storage Fees! No Interest Fees! Price Protection!


Bad credit, poor credit, no credit! No Worries! This program is unique to only Surplus Furniture and Mattress! Come in to one of our stores and select the items that you would like to purchase, then place those items on our 100% Free Pre-Approved Layaway program. Check out the many features below.

  • No Credit Check Required!
  • No Interest Fees!
  • No Storage Fees!
  • Price Hold Protection!
  • Flexible Start Up Deposit!
  • No Time Restrictions!
  • "Just Looking" Guarantee!

Same Day Delivery

Why wait for your furniture. Have it delivered the Same Day you purchase it. Valid on any in-stock item.


Free Tie Down Service

Save Time and let us load all your purchases safely and securely to your vehicle.


On-The-Spot Financing!

No Money? No Worries, don't pay for 1 year with our On-The-Spot Financing!