Visit Our Store Location
Visit your local Surplus Furniture and speak with a sales associate today.
Hold Down Price
Never miss a deal. Lock in that promotional price today.
Make Payments
Set up a flexible payment plan based on your finances and comfort level.
Take Home
Take items home as they are paid for, or schedule a delivery/pickup once your layaway is complete.



Furniture is one of the largest purchases you will make for your home, excluding maintenance of course. Which is why purchasing furniture has always been a complex affair. There's style, selection, price, financing, delivery, and so many other things to consider during the purchasing process. But what happens if you have found the perfect furniture piece, along with the best industry price, but your short on funds, or have poor credit, what options do you have?
Surplus Furniture doesn't want any of their customers to miss out on a great deal. That's why we are proud to offer our 100% Free Layaway program available to all customers, regardless of your credit history, or finances. You are pre-approved and ready to purchase! But you may be asking, what is 100% Free Layaway?
100% Free Layaway Program
Take control of your finances! Layaway is a form of financing in which customers place a small deposit on items, in order to reserve the promotional price, while taking advantage of the free furniture giveaways. This small deposit amount is up to the sole discretion of the customer. Then based on their own financial situation, the customer makes smaller bi-weekly payments based on their own payment schedule until the balance is paid in full. You control the payment amounts. The great thing is, you do not have to wait for the entire layaway to be paid for before you can take items home. Once an item in your layaway is paid for, you can take that item home or schedule it for Same Day Delivery! IT’S THAT EASY! The advantage is that there are NO storage fees, NO interest fees, NO credit checks, NO admin fees and NO time restrictions. It’s 100% FREE! Initial deposits are also refundable within the first 10 days with our just looking guarantee (see store associate for details).

Hurry in and take and take advantage of our incredible 100% FREE Layaway program TODAY!
*100% Free layaway refers to NO storage fees, NO interest fees and NO admin fees.
Layaway Benefits
Benefits of our 100% Free Layaway Program
No Interest Fees - There are NO interest fees on layaway accounts.
No Storage Fees - There are NO storage fees for the duration of the layaway.
No Admin Fees - There are NO admin fees for active layaway accounts.
No Credit Checks - There are NO credit checks required in order to start a layaway.
Price Hold Protection - Prices on all layaway accounts are guaranteed regardless of increases.
Guaranteed Lowest Price - If items on layaway are reduced even further, the customer is guaranteed the savings.
Flexible Start Up Deposit - The customer decides what a reasonable start up deposit will be.
Flexible Bi-Weekly Installments - The customer decides what their reasonable bi-weekly installments will be.
No Time Restrictions - The duration of the layaway accounts is at the discretion of the customer.
Just Looking Guarantee - No sure about your selection? Start a layaway today to hold the item and cancel within 10 days if it is not right for you.