Visit Our Store Location
Visit your local Surplus Furniture and speak with a sales associate today.
Hold Down Price
Never miss a deal. Lock in that promotional price today.
Make Payments
Set up a flexible payment plan based on your finances and comfort level.
Take Home
Take items home as they are paid for, or schedule a delivery/pickup once your layaway is complete.

Furniture is one of the largest purchases you will make for your home, excluding maintenance of course. Which is why purchasing furniture has always been a complex affair. There's style, selection, price, financing, delivery, and so many other things to consider during the purchasing process. But what happens if you have found the perfect furniture piece, along with the best industry price, but your short on funds, or have poor credit, what options do you have?
Surplus Furniture doesn't want any of their customers to miss out on a great deal. That's why we are proud to offer our 100% Free Layaway program available to all customers, regardless of your credit history, or finances. You are pre-approved and ready to purchase! But you may be asking, what is 100% Free Layaway?
100% Free Layaway Program
Take control of your financing! Layaway is a method of financing in which customers place a small deposit on an item, in order to reserve the promotional price. This small deposit amount is up to the sole discretion of the customer. Then based on their own financial situation, the customer makes smaller bi-weekly payments based on their own schedule until the balance is paid in full. You control the payment amounts. There is no storage fees, no interest fees, and no time restrictions. And the best part of all, it's FREE!
Hurry in today and take advantage of our incredible 100% FREE Layaway program. Simply hurry into a store and select the items you would like to put away on a layaway and set up a convenient flexible payment plan with the store associate. IT'S THAT EASY
*100% Free layaway refers to no storage fees and no interest fees provided payments are made monthly.
Layaway Benefits
Benefits of our 100% Free Layaway Program
No Interest Fees - There are NO interest fees on layaway accounts.
No Storage Fees - There are NO storage fees for the duration of the layaway.
Price Hold Protection - Prices on all layaway accounts are guaranteed regardless of increases.
Guaranteed Lowest Price - If items on layaway are reduced even further, the customer is guaranteed the savings.
Flexible Start Up Deposit - The customer decides what a reasonable start up deposit will be.
Flexible Bi-Weekly Installments - The customer decides what their reasonable bi-weekly installments will be.
No Time Restrictions - The duration of the layaway accounts is at the discretion of the customer.
Just Looking Guarantee - No sure about your selection? Start a layaway today to hold the item and cancel within 10 days if it is not right for you.