In Store Financing

No Money? No Worries with Surplus Furniture and Mattress Warehouse Financing Options!


Surplus Furniture and Mattress Warehouse has quickly claimed its name in the furniture industry by offering incredible value for an unbelievably low, low price. Our furniture experts are constantly locating quality, brand name furnishing at rock bottom prices. We are then able to pass on these incredible savings to our customers by simply purchasing direct from the manufacturers.

Applying for financing is a fast and easy process! Only some basic information is required to fill out an application, and you can find out on the spot if you were approved! When approved you can pick up the furniture right away or set up a delivery to have it in your house that night!

Don't Pay for 12 Months!
0% Interest! No Monthly Payments!*

Can’t wait to get your furniture? Then this financing option is suited for you. Purchase your furniture today and delay the payments for up to one full year without interest fees, as long as the full amount is paid before the end of the agreed upon term. There are four options for this financing plan:

3 months – No Admin Fee, No Interest Fees.
6 months - $44 Admin Fee, No Interest Fees 
(regardless of purchase amount).
9 months - $84 Admin Fee, No Interest Fees
(regardless of purchase amount).
12 months - $124 Admin Fee, No Interest Fees 
(regardless of purchase amount).

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Take up to 18 Months To Pay!
with 18 Equal Payments! No Interest Fees!**

This financing option is great for customers that require a bit more structure and simplicity. The Equal Payment Plan, takes the cost of the furniture and divides it into easy monthly payments. The great part is, there are no interest fees, as long as the full amount is paid before the end of the agreed upon term. So, there are four payment terms with this plan:

3 month term - No admin fee, No Interest Fees!
6 month term - $44 admin fee, No Interest Fees! 
(regardless of purchase amount).
12 month term - $124 admin fee, No Interest Fees! 
(regardless of purchase amount).
18 month term - $149 admin fee, No Interest Fees! 
(regardless of purchase amount).

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