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When purchasing your new furniture, Surplus Furniture offers multiple avenues customers can take advantage of when it comes to payments for your new furniture. Whether it be taking advantage of our 5 Star Layaway program or utilizing our interest free finance options, both avenues will assist in paying off your new furniture.

Did you know that Surplus Furniture offers FREE LAYAWAY? Our 5 Star program allows you to select your furniture today and take it home whenever you are ready! This works great if you have not yet taken possession of your new home or your just not ready to pay for the full purchase today! Did I mention that this program is free? That means you will not pay any interest or storage fees for the lifetime of your layaway! All you have to do is tell us when you want to own it and then stop in and make regular installments towards the balance of your purchase. As much or as little as you are comfortable with, remember there is no time limit!

We also offer an assortment of financing options. Great news is that with our finance options you will be able to take your furniture home right away while also paying the remaining balance conveniently online or at your bank. Surplus Furniture offers the following finance options to suit a wide variety of needs:

  1. Defer your payment with NO INTEREST for 6 or 12 months. This means you take the furniture home today and pay for it later!

  2. Make equal monthly payments for 3, 6, 12 or 18 months. This is INTEREST FREE!!

  3. Make equal monthly payments for 12, 24 or 36 months with the low interest rate of only 13.50%

Stop by today and talk with any of our Sales Specialists. We know we have something you will love for the absolute best prices! Once you have picked out the furniture or mattress you want we will ensure to get you on the best possible payment plans that will suit your needs and your budget.